Car insurance - FAQs

• Can I get Car Insurance as a learner driver?

  As a learner driver we're here for you every step of the way, from helping you complete your driving lessons to taking the driving test.

  Along with providing learner drivers with insurance, we have also teamed up with the Irish School of Motoring to help keep the costs of learning to drive low for you.

  If you choose us for your Car Insurance as a learner driver, you can get 12 EDT-approved lessons from €495, along with AXA Test Drive and a learner driver guide, for free.

  Read more about our Young Driver Insurance.

• Can I get a Car Insurance quote if I don’t have a car registration number yet?

  If you're shopping around for a car, and don't know the exact registration number, you can still get an estimated Car Insurance quote by entering the make and model of the car you're looking at.

  Once you've bought the car and have the registration number, we'll be able to give you an accurate price and you can choose to go ahead with the insurance.

  Any quote you get will be based on an agreed set of assumptions.

• Can I get an online quote if I've had no previous insurance?

  Yes, we offer insurance to first time drivers and drivers who have no previous insurance in their own name.

  Read more about our Car Insurance cover.

• Do I need a Green Card?

  The UK Ministry of Transport has agreed that Green Cards will not be required for Irish vehicles travelling to the UK including Northern Ireland. It has been agreed that the insurance disc will be accepted as proof of insurance.

• I had a claim - can I still get a Car Insurance quote?

  We may still be able to offer you a quotation based on your previous experience.

  Please note: The claim must be settled before we can provide you with a quote and we will ask you to provide us with the full details of the claim.

  To get a quote online please visit here.

• What is a multiproduct discount?

  We offer a discount on your car insurance if you, or anyone living at your address has a car, home or van AXA direct policy.

  We offer a discount on your home insurance if you have an existing van or car policy with AXA directly.

  Please note: All discounts are subject to the minimum premium.

• How can I tell that my claim was settled?

  Once your claim is settled, your insurance company will write to you to let you know. You will also be able to find this information on the renewal notice issued after the claim was settled.

  Alternatively, you can contact your previous insurer directly.

• Can I get a Car Insurance quote online if I'm a first time driver?

  Yes, we offer insurance to first time drivers and drivers who have no previous insurance in their own name.

  Read more about what's covered with our Car Insurance and how we support our young drivers.

  To get a Car Insurance quote, simply select 'NO PREVIOUS INSURANCE' in the driving experience question.

  Or you can give us a call on 0818 7 365 24 and one of the team will be happy to help.

• I've just bought a new policy, can I cancel it?

  If you've just bought a policy with us, you can cancel your policy within the first 14 days and we'll give you a full refund, provided that no claims have been made during this period.

  You’ll find more information around policy cancellations in your policy booklet.

• I hold a provisional licence, can I drive on my own?

  By law, you are not allowed to drive on your own if you hold a provisional Irish licence or learner permit. For your own safety you must always be accompanied by a fully licenced driver, who has held their full licence for a minimum of 2 years.

• I am thinking about buying a second car - will I be able to use my no claims discount again?

  Unfortunately, you can't use your no claims discount twice.

  However, if you are the only driver on both policies, you may be eligible for an introductory discount on your second car.

  Get a Car Insurance quote for your second car or give us a call on 0818 7 365 24 if you need to speak to one of the team.

  You'll find more information on our Car Insurance page.