Car Insurance Ireland

Car Insurance Ireland FAQ

Find answers to frequently asked questions about car insurance in Ireland.

• Can I get a Car Insurance quote if I don’t have a car registration number yet?

  If you're shopping around for a car, and don't know the exact registration number, you can still get an estimated Car Insurance quote by entering the make and model of the car you're looking at.

  Once you've bought the car and have the registration number, we'll be able to give you an accurate price and you can choose to go ahead with the insurance.

  Any quote you get will be based on an agreed set of assumptions.

• What information do I need to get a car insurance quote?

  To get a quote with us you’ll need to provide details about yourself, your car and your driving experience. Here is a short breakdown of what you will need on the quote form:

  1. Personal Information

  • Name, address, date of birth & contact details.

  • Your employment status

  • Your driver number, as it’s shown on your licence or learner permit.

  2. Car Details

  • The make, model and year of your car.

  • Car registration number

  • Estimated value of the car

  • How you use your car (commuting or leisure) and how many kms you drive per year.

  • Where you primarily park your car (driveway or garage or on-street parking)

  3. Driving History

  • How long you’ve had your driving licence/learner permit.

  • How many years you have had no claims or details of any previous claims

  • Whether you have any previous driving convictions or penalty points

  Other Info:

  • Details of any additional named drivers (you will need their driver number and driving history as well)

  • Where you live.

• Is anyone insured to drive my car?

  Our standard policies do not cover anyone to drive your car. We have “open driving” as an optional extra, which will cover anyone between the ages of 25-70 with a full licence to drive your car.

• Can I insure two cars?

  Yes, you can.

  We also offer what is called a multiproduct discount where we will offer a discount on your car insurance if you already have an existing car policy. Read more on multiproduct discounts.

• Can I drive someone else’s car on my insurance?

  • “Drive other cars” is a standard benefit on AXA Car Insurance policies if you’re over the age of 25. This provides third party only cover if you’re driving another car that is not owned, hired or leased by you. Drivers must be over 25 to avail of this benefit.

  • “Comprehensive driving of other cars” is a separate benefit available as an optional extra on our car insurance policies if you’re over the age of 25. With this cover, you enjoy all the same cover you have on your own policy while driving someone else’s car.

  • You can refer to your policy booklet for more details.

  • Your policy schedule will show the level of cover on your policy. You can view this document through your MyAXA account. To register for MyAXA you'll need your policy number, email address and date of birth.

• What does windscreen cover provide?

  Windscreen (or glass) cover means we will pay the cost of repairing or replacing cracked, broken or damaged windscreens or windows in your car.

  We'll also cover any scratches to the body work as a result of broken glass.

  Your schedule will show if you have this cover which you can find in your MyAXA Account.

  If you have a glass breakage and wish to make a claim, you can complete our claims form or call us on 0818 7 365 24.

  All claims must be verified prior to any repair/replacement work being undertaken.

  Terms & Conditions apply. Damaged or broken glass in sunroofs, panoramic glass roofs and mirrors is not covered. Glass claims will not affect your no claims discount.

  You'll find more information on glass cover in your policy document.